Stratus Financial

Stratus Financial provides flight school–specific loans designed for pilot training. Founded by pilots, Stratus understands the structure and timing of flight programs and works directly with approved schools.

Qualified students may be able to defer loan payments for up to 12 months while completing training. Dynasty Aviation works directly with Stratus to streamline the application process so you can focus on training rather than financing logistics.

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Flight Training Finance

Flight Training Finance specializes exclusively in pilot training loans and has supported thousands of pilots nationwide. Approved students can access flexible repayment terms, typically ranging from 18 to 72 months, depending on training schedule and loan structure.

Dynasty Aviation is an approved flight school partner, allowing students to apply directly and align financing with their specific training program and timeline.

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We Florida Financial

We Florida Financial offers personal loans up to $30,000 and home equity loans up to $250,000 that can be used for flight training expenses. These loans are not flight-specific and can be applied toward training costs at Dynasty Aviation.

Loan terms, interest rates, and approval depend on individual credit and financial history. This option may be suitable for students seeking broader lending flexibility outside traditional aviation financing.

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Pay As You Go

Zero upfront costs. Pay for each lesson as you complete it.

Flexible Payment Methods

Credit cards, Apple Pay, cash, check, Zelle & more are accepted.

Flight Credits Available

Pay in full and receive up to $1,000 in flight credits.

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Get Clear Answers on Flight Training Costs and Financing in Fort Lauderdale and Miami

Have questions about flight school pricing, monthly payments, or financing options in the Fort Lauderdale and Miami area? Our team helps prospective pilots understand the real cost of flight training, available financing programs, and how to plan training at Dynasty Aviation based on your goals, schedule, and budget.

Whether you are exploring private pilot training or a professional aviation path, we will walk you through your options with clarity and transparency so you can move forward with confidence.

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Flight School Financing FAQ

How can I finance flight school in Fort Lauderdale or Miami?

Students training at Dynasty Aviation in Fort Lauderdale can finance flight school through specialized aviation lenders such as Stratus Financial and Flight Training Finance, as well as broader personal loan options like We Florida Financial.

These lenders offer pilot training loans designed to cover tuition, aircraft rental, instructor time, and associated training costs. Loan approval is based on credit profile, income, and program selection. Dynasty Aviation is an approved partner school, which streamlines the application process for South Florida students.

What types of pilot training loans are available in South Florida?

There are three primary financing paths available for students training near North Perry Airport (KHWO):

  1. Aviation-Specific Student Loans

    Designed specifically for flight training programs. These typically offer structured repayment terms aligned with pilot training timelines.
  2. Extended-Term Pilot Training Loans

    Flexible repayment terms ranging from approximately 18 to 72 months depending on the lender and program.
  3. Personal or Home Equity Loans

    Broader lending options that can be used toward flight training expenses, often suitable for students seeking flexible approval criteria.

Each option has different interest structures, repayment timelines, and eligibility requirements.

Can I defer payments while completing flight training?

Some aviation lenders allow qualified students to defer loan payments for up to 12 months while actively enrolled in training. Deferral eligibility depends on credit profile, lender approval, and training program structure.

Students in the Fort Lauderdale and Miami area frequently use deferral options while completing intensive programs such as Private Pilot, Instrument Rating, Commercial Pilot, or full career-track training.

Why choose Dynasty Aviation for financed flight training in Fort Lauderdale?

Dynasty Aviation operates out of North Perry Airport (KHWO) in Fort Lauderdale, serving students across:

  • Fort Lauderdale
  • Miami
  • Hollywood
  • Pembroke Pines
  • Boca Raton
  • Greater South Florida

The school partners with established aviation lenders, operates newer aircraft, and provides structured programs aligned with professional pilot career paths. Financing integrates directly with program selection, making it easier to plan investment, timeline, and career progression.

Does training in South Florida affect financing needs?

Yes. South Florida offers:

  • Year-round flying weather
  • High-density controlled airspace experience
  • Efficient ramp access at North Perry Airport
  • Consistent training availability

These factors often lead to fewer weather delays and more consistent training frequency, which can shorten overall time-to-completion and reduce total training cost exposure.

Are there pay-as-you-go options instead of financing?

Yes. Dynasty Aviation offers a pay-as-you-go structure where students pay per lesson completed. This eliminates large upfront tuition commitments and allows students to train at a pace aligned with income and scheduling availability.

Many local students in Fort Lauderdale choose this route when maintaining full-time employment while training.

Can I use a personal loan to pay for pilot training in Miami?

Yes. Personal loans and home equity loans can be used for flight training expenses. These are not aviation-specific but may provide:

  • Broader approval criteria
  • Flexible use of funds
  • Adjustable loan amounts

This option is often used by working professionals in South Florida who want more repayment flexibility outside traditional aviation loan structures.

Do pilot training loans cover all flight school expenses?

Most aviation financing programs can cover:

  • Aircraft rental
  • Instructor time
  • Ground school
  • FAA checkride fees
  • Required training materials

Loan coverage depends on program selection and lender terms. Students training at North Perry Airport benefit from structured programs that make it easier to align financing amounts with projected training timelines.

Can I bring a parent, spouse, or friend?

Dynasty Aviation Training Programs (Minimum Costs):

  • Elite Cadet Program – ~$58,000 minimum (200+ hours total flight time; ~10-month duration)
  • Sport & Private Pilot – ~$7,400 minimum (25 hours flight time)
  • Instrument Rating – ~$8,440 minimum (35 hours flight time)
  • Commercial Pilot – ~$21,070 minimum (109 hours flight time)
  • Multi-Engine Add-On – ~$6,090 minimum (12 hours flight time)
  • Certified Flight Instructor (CFI) – ~$5,700 minimum (15 hours flight time)
  • Instrument Instructor (CFII) – ~$4,950 minimum (10 hours flight time)
  • Multi-Engine Instructor (MEI) – ~$5,740 minimum (12 hours flight time)

Key Notes:

  • These amounts represent FAA minimums; most students exceed these minimums to complete proficiency requirements.
  • Costs do not include headsets, pilot supplies, FAA written & practical test fees, medical exams, or potential additional flight time needed for proficiency.
  • Multi-engine and instructor ratings are add-ons after initial certificates, so total training investment accumulates across programs.

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